Secure Loan

Blucoin Secure Loan provides you with the advantage of borrowing against your valuable assets such as property, gold, or other collateral, ensuring higher loan amounts at lower interest rates. Whether it’s for business expansion, personal needs, or long-term investments, Blucoin offers flexible repayment options, transparent processing, and quick disbursal. With the security of your asset, we make financing easier, more affordable, and reliable.

Secure Loan

A Secured Loan is a collateral-backed financing option using property, gold, fixed deposits, or securities, offering higher loan amounts at lower interest rates. Ideal for home renovation, business expansion, education, or emergencies, it features flexible repayment, minimal documentation, and quick approval, providing a safe and cost-effective way to meet financial needs.

Types of Secure Loan

Get high-value funding at lower interest rates with our secure loan options.

  • Home Loan
  • Vehicle Loan
  • Gold Loan
  • Loan Against Property
  • Education Loan (Secured)

Secure Loan Features & Benefits

High Loan Amount
High Loan Amount

Get larger loan sums based on the value of your collateral — suitable for personal, business, or educational purposes.

Lower Interest Rates
Lower Interest Rates

Enjoy competitive interest rates compared to unsecured loans due to the collateral security.

Multiple Collateral Options
Multiple Collateral Options

Use property, gold, fixed deposits, or securities as collateral to avail the loan.

Quick Disbursal
Quick Disbursal

Fast processing once collateral is verified — funds are transferred quickly to your account.

How To Apply For a Secure Loan ?

Apply for Secure Loan in 4 easy steps – it’s easy, seamless and quick.

Checklist

Click on Apply Now

1. Fill in personal, financial, and collateral details accurately.
2. Ensure your collateral (property, gold, FD, or securities)

3. Determine how much funding you need and

select a repayment tenure that fits your budget.

Upload Required Documents

KYC (ID & Address Proof)

Proof of collateral (Property documents, Gold ownership certificate,

FD receipt, or securities statement)

Income proof (salary slips, bank statements, or IT returns)

Verification & Processing

Blucoin capital verifies your documents, assesses

the collateral value, and evaluates repayment capacity.
 

Loan Approval & Disbursal

Once approved, the loan amount is disbursed

directly to your bank account.

How To Apply For a Secure Loan ?

Apply for Secure Loan in 4 easy steps – it’s easy, seamless and quick.

Click on Apply Now
Click on Apply Now

1. Fill in personal, financial, and collateral details accurately.
2. Ensure your collateral (property, gold, FD, or securities)

3. Determine how much funding you need and

select a repayment tenure that fits your budget.

Upload Required Documents
Upload Required Documents

KYC (ID & Address Proof)

Proof of collateral (Property documents, Gold ownership certificate,

FD receipt, or securities statement)

Income proof (salary slips, bank statements, or IT returns)

Verification & Processing
Verification & Processing

Blucoin capital verifies your documents, assesses

the collateral value, and evaluates repayment capacity.
 

Loan Approval & Disbursal
Loan Approval & Disbursal

Once approved, the loan amount is disbursed

directly to your bank account.

Loan Types

Get high-value funding at lower interest rates with our secure loan options.

Home Loan

Helps you buy, build, or renovate your dream home.

.

Attractive interest rates

Long repayment tenure

Tax benefits under Section 80C & 24(b)

Vehicle Loan

Get funds to purchase a car, bike, or commercial vehicle.

Fixed or flexible EMI options

Loan up to 90–100% of vehicle value

Gold Loan

Use your gold ornaments as security to get instant funds.

Quick disbursal within hours

Short to medium repayment tenure

Ideal for urgent cash requirements

Loan Against Property

Borrow money against your fixed deposit without breaking it.

Interest rate slightly higher than FD rate

No processing hassle

Continue earning interest on your FD

Education Loan (Secured)

Secure Loan Features & Benefits

High Loan Amount
High Loan Amount

Get larger loan sums based on the value of your collateral — suitable for personal, business, or educational purposes.

Lower Interest Rates
Lower Interest Rates

Enjoy competitive interest rates compared to unsecured loans due to the collateral security.

Multiple Collateral Options
Multiple Collateral Options

Use property, gold, fixed deposits, or securities as collateral to avail the loan.

Quick Disbursal
Quick Disbursal

Fast processing once collateral is verified — funds are transferred quickly to your account.

Break up of total payment

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How To Apply For a Secure Loan ?

Apply for Secure Loan in 4 easy steps – it’s easy, seamless and quick.

Checklist

Click on Apply Now

1. Fill in personal, financial, and collateral details accurately.
2. Ensure your collateral (property, gold, FD, or securities)

3. Determine how much funding you need and

select a repayment tenure that fits your budget.

Upload Required Documents

KYC (ID & Address Proof)

Proof of collateral (Property documents, Gold ownership certificate,

FD receipt, or securities statement)

Income proof (salary slips, bank statements, or IT returns)

Verification & Processing

Blucoin capital verifies your documents, assesses

the collateral value, and evaluates repayment capacity.
 

Loan Approval & Disbursal

Once approved, the loan amount is disbursed

directly to your bank account.

How To Apply For a Secure Loan ?

Apply for Secure Loan in 4 easy steps – it’s easy, seamless and quick.

Click on Apply Now
Click on Apply Now

1. Fill in personal, financial, and collateral details accurately.
2. Ensure your collateral (property, gold, FD, or securities)

3. Determine how much funding you need and

select a repayment tenure that fits your budget.

Upload Required Documents
Upload Required Documents

KYC (ID & Address Proof)

Proof of collateral (Property documents, Gold ownership certificate,

FD receipt, or securities statement)

Income proof (salary slips, bank statements, or IT returns)

Verification & Processing
Verification & Processing

Blucoin capital verifies your documents, assesses

the collateral value, and evaluates repayment capacity.
 

Loan Approval & Disbursal
Loan Approval & Disbursal

Once approved, the loan amount is disbursed

directly to your bank account.

Secure Loan Interest Rates And Charges

Secured Loan interest rates start from just 8.5% p.a., offering higher loan amounts, lower rates, and flexible repayment options for individuals and businesses.

FAQs

A Secured Loan is a type of loan where you pledge an asset (such as property, gold, fixed deposit, or vehicle) as collateral to the lender. It helps you get a higher loan amount and lower interest rate.

Loan Against Property (LAP) Home Loan Gold Loan Vehicle Loan (Car/Two-Wheeler) Loan Against Fixed Deposit or Securities

Any salaried individual, self-employed person, or business owner with an eligible asset to pledge as collateral can apply for a secured loan.

The loan amount depends on the value of the asset pledged, income, and repayment capacity. Typically, lenders offer up to 70–90% of the asset’s market value.

Key benefits include: Lower interest rates compared to unsecured loans Higher loan amount eligibility Flexible repayment tenure (up to 15 years) Quick approval for eligible assets

Basic documents include: KYC (ID & Address proof) Income proof (Salary slips, ITR, or bank statement) Property or asset ownership documents Valuation report (for property/gold, etc.)

Yes. The pledged asset remains in your name and is only held as security. Once you repay the loan fully, the asset is released without any claim from the lender.

Yes. You can prepay or foreclose your loan anytime by paying minimal charges, as per the lender’s policy.

After document verification and asset valuation, the loan is usually approved within 3 to 7 working days.