Personal Loan

Blucoin Personal Loan is your smart solution for managing financial needs with ease. Whether it’s for medical expenses, home renovation, education, travel, or any personal requirement, Blucoin provides quick approval, minimal documentation, flexible tenures, and competitive interest rates. With fast disbursal and complete transparency, Blucoin ensures you get the right financial support exactly when you need it.

Personal Loan

“Quick, Transparent & Hassle-Free Process!”
Applied for a personal loan and got instant approval with minimal documentation. The process was smooth, transparent, and completely stress-free. Funds were disbursed quickly, and the support team was professional throughout.

Highly recommend for anyone looking for a fast, reliable, and customer-friendly personal loan experience.

Types of Personal Loan

Personal loans are unsecured loans that can be used for various purposes, such as medical expenses, home renovations, and travel.

  • Medical Emergency
  • Home Renovation
  • Wedding Loan
  • Travel Loan

Personal Loan Features & Benefits

Quick Approval & Disbursal
Quick Approval & Disbursal

Fast processing and instant disbursal directly into your bank account — often within 24–48 hours.

Attractive Interest Rates
Attractive Interest Rates

Enjoy competitive interest rates starting from 9.99%* per annum.

Easy Online Process
Easy Online Process

Apply online in minutes with minimal documents and get instant updates on your application.

How To Apply For a Personal Loan ?

Apply for Personal Loan in 3 easy steps – it’s easy, seamless and quick.

Checklist

Click on Apply Now

Fill in basic personal, employment, and financial details.

Upload Documents

Provide minimal documents such as:

KYC (ID & Address Proof)

Income proof (salary slip, bank statement )

Approval & Disbursal

Once approved, the loan amount is credited

directly to your bank account — often within 12–24 hours*.

How To Apply For a Personal Loan ?

Apply for Personal Loan in 3 easy steps – it’s easy, seamless and quick.

Click on Apply Now
Click on Apply Now

Fill in basic personal, employment, and financial details.

Upload Documents
Upload Documents

Provide minimal documents such as:

KYC (ID & Address Proof)

Income proof (salary slip, bank statement )

Approval & Disbursal
Approval & Disbursal

Once approved, the loan amount is credited

directly to your bank account — often within 12–24 hours*.

Loan Types

Personal loans are unsecured loans that can be used for various purposes, such as medical expenses, home renovations, and travel.

Medical Emergency

Home Renovation

Wedding Loan

Travel Loan

A Travel Loan helps you explore your favorite destinations without worrying about finances. Whether it’s a family vacation, honeymoon, solo trip, or an international getaway — get instant funds to make your travel dreams come true.

Personal Loan Features & Benefits

Quick Approval & Disbursal
Quick Approval & Disbursal

Fast processing and instant disbursal directly into your bank account — often within 24–48 hours.

Attractive Interest Rates
Attractive Interest Rates

Enjoy competitive interest rates starting from 9.99%* per annum.

Easy Online Process
Easy Online Process

Apply online in minutes with minimal documents and get instant updates on your application.

Break up of total payment

₹
%
⌛

How To Apply For a Personal Loan ?

Apply for Personal Loan in 3 easy steps – it’s easy, seamless and quick.

Checklist

Click on Apply Now

Fill in basic personal, employment, and financial details.

Upload Documents

Provide minimal documents such as:

KYC (ID & Address Proof)

Income proof (salary slip, bank statement )

Approval & Disbursal

Once approved, the loan amount is credited

directly to your bank account — often within 12–24 hours*.

How To Apply For a Personal Loan ?

Apply for Personal Loan in 3 easy steps – it’s easy, seamless and quick.

Click on Apply Now
Click on Apply Now

Fill in basic personal, employment, and financial details.

Upload Documents
Upload Documents

Provide minimal documents such as:

KYC (ID & Address Proof)

Income proof (salary slip, bank statement )

Approval & Disbursal
Approval & Disbursal

Once approved, the loan amount is credited

directly to your bank account — often within 12–24 hours*.

Personal Loan Interest Rates And Charges

Personal Loan interest rates start from just 10.49% p.a., offering affordable EMIs and flexible repayment options to suit your financial needs.

FAQs

A personal loan is an unsecured term loan provided by the bank that an individual can use as per his/her personal need. A personal loan unlike a home or car loan do not require lock in of any collateral by the applicant.

A personal loan can be used for various expenses such as education, medical bills, home renovation, wedding, etc. A low interest personal loan is one of the easiest ways to get financial aid for any personal use.

Minimum age at the time of application should be 21 years. Maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier. Minimum net monthly income should be Rs.25000

Aadhaar Number PAN Proof of residence if address in Aadhaar is not your current address (Driving license, Voters ID, Passport also accepted as address proof). 3 months Bank statement (optional) to avail higher loan eligibility.

In case all details are correct and verified in real-time, disbursal should happen within few hours (up to 6 hours), else it may take few days (1-2 days).

You can repay your loan over a period of 12 to 48 months.

The different charges are: Processing fee (up to 2.5% of the loan amount), Stamp duty (as per the applicant's residence state), Documentation Charges (depending on the loan amount), GST and other applicable government taxes, levies.

You would require Aadhaar Card and PAN Card. If your current address doesn't match with your Aadhaar Address, you will need an additional current address proof (Driving License, Passport, etc.)